Fix & Flip Private Money loans are ideal for financing properties in poor condition or when you need to close quickly. Hard money loans, also referred to as rehab loans or private money loans, have lower qualifications and require significantly less paperwork for approval compared to banks. Most of our Freedom Money customers receive funding within 2 weeks. Freedom Private Money and its underwriting guidelines care more about the property and its potential after repair value (ARV) than about the borrower’s background as the loan is guaranteed by the property. However a higher credit score will earn you a lower interest rate.Freedom Private Money is a hard money lender that helps experienced flippers and landlords finance investment projects.