30 Year Note

30 Year Note
Loan Program30 Year Loan
Loan Amount$75,000 – $500,000
Interest Rate6.125% – 8%
Origination Fees2% – 3%
Lender Fees$1,995
Loan Term30 years
Extension FeesN/A
Max LTV80%
Min Credit Score650
Upfront FeesNone
Prepayment Penalty3/2/1
Roll Points into LoanNo
Payments DueMonthly
3rd Party Servicing Fee$15/mo
Draw Request FeeN/A

30 Year Private Hard Money Loans

Our Loan Program has been designed for those investors looking for a 30 year product to hold their investment properties long term. This loan program can be used to hold rental properties in an entity for better asset protection purposes, used to close quickly on a rental property that doesn’t need any work, when you can’t qualify for conventional loans for whatever reason, or don’t want to go through the full document qualification process of a obtaining a bank loan.

Many of our investors use our fix and flip loan product and then roll the  loan into this program as a long term hold. Closing times average 2 weeks, credit scores from 650 and up and loan amounts from 75k to 500K. Our 30 year amortized loan  is a great financing option for non-owner occupied properties.

This overview provides common loan program guidelines for Freedom Private Money, LLC. Layering of risk attributes may affect the eligibility of loans meeting the general requirements above. Layering will be evaluated on a case by case basis and initial loan approval will be given prior to any loan disclosures being delivered. Exceptions may be accepted for certain transactions. This overview is not all inclusive and is subject to change without notice. Please see for Freedom Private Money’s Underwriting Requirements for additional information.

Freedom Private Money Loyalty Program

After two funded loans, we offer a .125% point discount for every deal closed until the borrower receives 2 points on every loan after their 9th loan with us. All loans must be paid off or in good standing in order to receive the next discounted tier. The borrower can have up to 3 loans outstanding at a time or a maximum total loan balance of $1M. Exceptions can be made on a case by case basis.